(Bhanix Finance & Investment Ltd. | Mas financial Services Ltd. | Vivriti Capital Pvt. Ltd.)
Short-term unsecured personal loans with EMI tenors starting from 3 - 18 months with loan amounts available from Rs. 1,000 to Rs. 4 lakhs.
Product | Min. Monthly Salary Eligibility |
Loan Amt. Min - Max |
Loan Eligibility Max. |
Rate of Interest | 1st Time Processing Fee |
Processing Fee for Repeat Loans |
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CASHe 90 (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 110,000 |
110% of the net monthly salary |
2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) |
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CASHe 180 (6 months) |
Rs 20,000 | Rs. 25,000 Rs. 210,000 |
210% of the net monthly salary |
2.4% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) |
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CASHe 270 (9 months) |
Rs 25,000 | Rs. 50,000 Rs. 258,000 |
310% of monthly income |
2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) |
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CASHe 360 (1 year) |
Rs 40,000 | Rs. 75,000 Rs. 300,000 |
400% of monthly income |
2.25% / month on loan amount (Equivalent reducing balance interest rate 3.88% per EMI) |
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CASHe 540 (18 months) |
Rs 50,000 | Rs. 125,000 Rs. 400,000 |
500% of monthly income |
2.25% / month on loan amount (Equivalent reducing balance interest rate 3.85% per EMI) |
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Offers a line of credit up to Rs 2 lakh with interest charged only on the amount withdrawn. The Credit Line facility offers users the flexibility to choose an existing retail loan from CASHe as well as opt for multiple Buy Now Pay Later (BNPL) loans to fund their purchases from popular online shopping sites.
Minimum Salary Eligibility |
Min. - Max. Loan Amount |
Max. Loan Eligibility | Loan Amount | Rate of Interest | Tenure |
---|---|---|---|---|---|
Rs. 12,000 | Rs. 5,000 - Rs. 200,000 | Up to 200% of net monthly salary |
The credit limit is chosen by the customers based on their eligibility |
Interest charged based on the amount withdrawn |
5 years from the date of approval |
Buy Now Pay Later (BNPL - Gift card loan plans for multiple online retail sites)
Min. - Max. Loan amount |
Tenure | Max. Loan Eligibility | Rate of Interest | 1st time Processing Fee | Repeat Processing Fee |
---|---|---|---|---|---|
Rs. 1,000 - Rs. 258,000 | 3 - 9 months | Up to 200% of net monthly salary |
0 - 9.13% per annum | Zero to 5.5% for loans over Rs 10,000 |
Zero to 3.5% of loans over Rs 10,000 |
The CASHe Spot on the 'Businesses' section of Google Pay enables users to gain access to the CASHe retail loan products. Short-term unsecured personal loans with tenure ranging from 3 to 9 months with loan amounts available from Rs. 1,000 to Rs. 250,000.
Product | Min. Monthly Salary Eligibility |
Loan Amt. Min - Max |
Loan Eligibility Max. |
Rate of Interest | 1st Time Processing Fee |
Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
Gpay 90 (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 100,000 |
100% of monthly salary |
2.5% / month on loan amount |
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Gpay 180 (6 months) |
Rs 20,000 | Rs. 35,000 Rs. 200,000 |
200% of the net monthly salary |
2.5% / month on loan amount |
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Gpay 270 (9 months) |
Rs 25,000 | Rs. 50,000 Rs. 250,000 |
300% of monthly income |
2.25% / month on loan amount |
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A consumer financing where CASHe offers Buy Now Pay Later/ No cost EMI products to retail customers on either checkout of online platforms like ecommerce or at the Point of sale of offline retail store. Loan tenure ranges from 3 to 6 months with loan amounts available from Rs. 1,000 to Rs. 60,000.
Product | Min. Monthly Salary Eligibility |
Loan Amt. Min - Max |
Loan Eligibility Max. |
Rate of Interest | 1st Time Processing Fee |
Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
CASHeShop 3EMI (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 60,000 |
100% of monthly salary |
Zero |
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Zero |
CASHeShop 3EMI (6 months) |
Rs 15,000 | Rs. 6,000 Rs. 60,000 |
200% of monthly salary |
0.5% / month on loan amount |
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