Our Sourcing Partners

HiCredit
MyMoneyMantra

 

 

Supporting partners

 

 

Our Lending Partners


MAS financial Services Ltd.
GRO Details
Mr. Bharat Mori.
Tel:079 41106 500
Email:crm.masfin@mas.co.in

Vivriti Capital Pvt. Ltd.
GRO Details
Vamshi Vasudevan, Head-Institutional Risk.
Tel:044-40074801
Email:grievanceredressal@vivriticapital.com

Northern ARC
GRO Details
Ms. Deepa Nair
Tel:1800 4198 766
Email:gro@northernarc.com

 

 

Customer care, Grievance Redressal & RBI Sachet Portal Details

Customer Care:
Bhanix Finance & Investment Ltd.
Tel:022-46047350
Email:support@bhanix.in
Grievance Redressal Officer:
Ms. Pushpinder Kaur
Bhanix Finance and Investment Limited
Tel:022-46047350
Email:bhanix@bhanix.in
Principal Nodal Officer:
Ms. Pushpinder Kaur
Bhanix Finance and Investment Limited
Tel:022-46047350
Email:bhanix@bhanix.in
RBI Sachet Portal
The RBI sachet portal facilitates lodging of any complaint related to deposits/schemes of various kinds/fake emails
Web:https://sachet.rbi.org.in/

 

 

Collection Agencies

Global Associates
Mumbai
Micro Management Associates
Delhi
S V Enterprises
Mumbai
UR Credit Solutions
Mumbai
Visesh Credit Services
Bangalore
Diallo
Mumbai
Prerna Enterprises
Mumbai
Xplore Tech Services Pvt Ltd (Fusion Bpo)
Mohali
DG Consultancy
Mumbai
All Set Business Solution
Chennai
Unique Business Solution
Chennai
Konexions Back Office Services Pvt Ltd
New Delhi
Saviour Management Service
Chennai
Vivadi Management Services Pvt Ltd (B W Credit)
New Delhi
Manasvi Enterprise
Mumbai
Asl Enterprise
Mumbai
India Lends
Gurgaon
Guna associate
Telangana
Vinayak Marketing Consultant Pvt. Ltd
Mumbai
Vipatra Technologies Pvt ltd /DPD zero
Bangalore

 

 

Credit Product Suite

(Bhanix Finance & Investment Ltd. | Mas financial Services Ltd. | Vivriti Capital Pvt. Ltd.)

 

Short-term unsecured personal loans with EMI tenors starting from 3 - 18 months with loan amounts available from Rs. 1,000 to Rs. 4 lakhs.

 

Product Min. Monthly
Salary Eligibility
Loan Amt.
Min - Max
Loan Eligibility
Max.
Rate of Interest 1st Time Processing
Fee
Processing Fee for
Repeat Loans
CASHe 90
(3 months)
Rs 12,000 Rs. 1,000
Rs. 110,000
110% of the net
monthly salary
2.5% / month on loan
amount (Equivalent reducing
balance interest rate 3.71% per EMI)
  • 6.5% of loan amount
    below Rs.10K
  • 5.5% of Loan amounts
    above Rs.10K
  • 4.5% of loan
    amount below 10K
  • 3.5% of Loan
    amounts above 10K
CASHe 180
(6 months)
Rs 20,000 Rs. 25,000
Rs. 210,000
210% of the net
monthly salary
2.4% / month on loan
amount (Equivalent reducing
balance interest rate 3.98% per EMI)
  • 6.5% of loan amount
    below Rs.10K
  • 5.5% of Loan amounts
    above Rs.10K
  • 4.5% of loan
    amount below 10K
  • 3.5% of Loan
    amounts above 10K
CASHe 270
(9 months)
Rs 25,000 Rs. 50,000
Rs. 258,000
310% of monthly
income
2.25% / month on loan
amount (Equivalent reducing
balance interest rate 3.86% per EMI)
  • 6.5% of loan amount
    below Rs.10K
  • 5.5% of Loan amounts
    above Rs.10K
  • 4.5% of loan
    amount below 10K
  • 3.5% of Loan
    amounts above 10K
CASHe 360
(1 year)
Rs 40,000 Rs. 75,000
Rs. 300,000
400% of monthly
income
2.25% / month on loan
amount (Equivalent reducing
balance interest rate 3.88% per EMI)
  • 6.5% of loan amount
    below Rs.10K
  • 5.5% of Loan amounts
    above Rs.10K
  • 4.5% of loan
    amount below 10K
  • 3.5% of Loan
    amounts above 10K
CASHe 540
(18 months)
Rs 50,000 Rs. 125,000
Rs. 400,000
500% of monthly
income
2.25% / month on loan
amount (Equivalent reducing
balance interest rate 3.85% per EMI)
  • 6.5% of loan amount
    below Rs.10K
  • 5.5% of Loan amounts
    above Rs.10K
  • 4.5% of loan
    amount below 10K
  • 3.5% of Loan
    amounts above 10K

Offers a line of credit up to Rs 2 lakh with interest charged only on the amount withdrawn. The Credit Line facility offers users the flexibility to choose an existing retail loan from CASHe as well as opt for multiple Buy Now Pay Later (BNPL) loans to fund their purchases from popular online shopping sites.

 

Minimum Salary
Eligibility
Min. - Max. Loan
Amount
Max. Loan Eligibility Loan Amount Rate of Interest Tenure
Rs. 12,000 Rs. 5,000 - Rs. 200,000 Up to 200% of net
monthly salary
The credit limit is chosen
by the customers based
on their eligibility
Interest charged based
on the amount
withdrawn
5 years from the date
of approval

Buy Now Pay Later (BNPL - Gift card loan plans for multiple online retail sites)

 

Min. - Max. Loan
amount
Tenure Max. Loan Eligibility Rate of Interest 1st time Processing Fee Repeat Processing Fee
Rs. 1,000 - Rs. 258,000 3 - 9 months Up to 200% of net
monthly salary
0 - 9.13% per annum Zero to 5.5% for loans
over Rs 10,000
Zero to 3.5% of loans over
Rs 10,000

The CASHe Spot on the 'Businesses' section of Google Pay enables users to gain access to the CASHe retail loan products. Short-term unsecured personal loans with tenure ranging from 3 to 9 months with loan amounts available from Rs. 1,000 to Rs. 250,000.

 

Product Min. Monthly
Salary Eligibility
Loan Amt.
Min - Max
Loan Eligibility
Max.
Rate of Interest 1st Time Processing
Fee
Processing Fee for
Repeat Loans
Gpay 90
(3 months)
Rs 12,000 Rs. 1,000
Rs. 100,000
100% of monthly
salary
2.5% / month on loan
amount
  • 6.5% of loan
    amount for
    Loans below Rs.10K
  • 5.5% of the loan
    amount for
    Loans above 10K
  • 4.5% of the loan
    amount for
    Loans below Rs. 10K
  • 3.5% of Loan
    Amount for
    Loans above Rs. 10K
Gpay 180
(6 months)
Rs 20,000 Rs. 35,000
Rs. 200,000
200% of the net
monthly salary
2.5% / month on loan
amount
  • 6.5% of loan
    amount for
    Loans below Rs.10K
  • 5.5% of the loan
    amount for
    Loans above 10K
  • 4.5% of the loan
    amount for
    Loans below Rs. 10K
  • 3.5% of Loan
    Amount for
    Loans above Rs. 10K
Gpay 270
(9 months)
Rs 25,000 Rs. 50,000
Rs. 250,000
300% of monthly
income
2.25% / month on loan
amount
  • 6.5% of loan
    amount for
    Loans below Rs.10K
  • 5.5% of the loan
    amount for
    Loans above 10K
  • 4.5% of the loan
    amount for
    Loans below Rs. 10K
  • 3.5% of Loan
    Amount for
    Loans above Rs. 10K

A consumer financing where CASHe offers Buy Now Pay Later/ No cost EMI products to retail customers on either checkout of online platforms like ecommerce or at the Point of sale of offline retail store. Loan tenure ranges from 3 to 6 months with loan amounts available from Rs. 1,000 to Rs. 60,000.

 

Product Min. Monthly
Salary Eligibility
Loan Amt.
Min - Max
Loan Eligibility
Max.
Rate of Interest 1st Time Processing
Fee
Processing Fee for
Repeat Loans
CASHeShop
3EMI
(3 months)
Rs 12,000 Rs. 1,000
Rs. 60,000
100% of monthly
salary
Zero
  • 6.5% of loan
    amount for
    Loans below Rs.10K
  • 5.5% of the loan
    amount for
    Loans above 10K
Zero
CASHeShop
3EMI
(6 months)
Rs 15,000 Rs. 6,000
Rs. 60,000
200% of monthly
salary
0.5% / month on
loan amount
  • 6.5% of loan
    amount for
    Loans below Rs.10K
  • 5.5% of the loan
    amount for
    Loans above 10K
  • 4.5% of the loan
    amount for
    Loans below Rs. 10K
  • 3.5% of Loan
    Amount for
    Loans above Rs. 10K